Indian Overseas Bank (IOB) Invites Applications for Specialist Officers – 2025-26
Keyword: IOB Specialist Officer Recruitment 2025
Indian Overseas Bank has opened the IOB Specialist Officer Recruitment 2025 inviting applications for 127 specialist roles. This is a great chance for experienced professionals. Applications open 12 September 2025 and close on 3 October 2025. All submissions are online only on the IOB website.
About Indian Overseas Bank & This Drive
IOB is a Government of India bank headquartered in Chennai with branches across India.
In this recruitment, IOB seeks lateral hires to strengthen specialist departments in MMG Scale II and III.
The bank wants domain experts in IT, risk, security, audit, credit, engineering, and more.
Vacancy & Domain Breakdown
A total of 127 positions are available across various specialist roles.Here are some examples:
- Manager (IS Audit) – MMGS II
- Senior Manager (IS Audit) – MMGS III
- Manager (Civil)
- Manager (Architect)
- Manager (Electrical)
- Manager (Automobile)
- Manager (Printing)
- Manager (Treasury)
- Manager (Corporate Credit)
- Senior Manager (Corporate Credit)
- Manager & Senior Manager – IT
- Manager & Senior Manager – Risk
- Manager & Senior Manager – Information Security
- Manager – Software Engineers (Mobile / Automation / Java / .NET / ML)
- Manager & Senior Manager – Data Scientist / Data Engineer
Reservation is as per SC, ST, OBC, EWS, PwBD categories.
Eligibility Criteria
Nationality
You must be:
A citizen of India Or subject of Nepal or Bhutan Or Tibetan refugee (arrived before 1 Jan 1962) Or person of Indian origin from specified countries with government certificate
Age Limits
- For MMGS II roles: 25 to 35 years
- For MMGS III roles: 30 to 40 years
- Age relaxations apply for SC/ST, OBC, PwBD etc. per government norms
Education & Work Experience
Each post requires relevant educational background plus domain experience as of 01 September 2025.
Career Power
Some sample requirements:
- Manager (IS Audit): MCA / B.E. / B.Tech in CS/IT/Electronics plus CISA certification and 2–3 years’ experience in IS Audit or cybersecurity.
- Senior Manager (IS Audit): Same degrees with 4–6 years’ experience.
- Civil / Electrical / Mechanical / Architecture roles: Degree in relevant engineering discipline plus at least 3 years of post-qualification experience.
- Treasury / Credit / IT / Data roles: Degree plus domain experience as prescribed in notification.
Career Power
Also, certification exams passed must be within three years prior to 01 September 2025.
Bond, Posting, Transfers
Selected candidates must sign a financial indemnity bond of ₹2,50,000 for three years.
Transfers and job rotation are allowed. The Bank may assign you anywhere across India.
Application Process
Visit www.iob.in-> “Careers” section, click “Recruitment of Specialist Officers – 2025-2026”.
Register online and note your Registration Number and Password.
Log in, fill personal details, and upload photo, signature, thumb impression, and handwritten declaration.
Pay application fee online (debit/credit/UPI/Net banking).
Submit final form and print application for your record.
Note: Fee once paid will not be refunded or adjusted.
You can apply for more than one post if eligible.
Application Fee
For SC / ST / PwBD : ₹175 (intimation charges only)
For others (OBC, EWS, General): ₹1,000
Selection Process
The Selection Process and Examination Pattern will consist of two parts. First, there will be an online written test. If successful, shortlisted candidates will be invited to an individual interview. The final merit list will then be prepared by aggregating the scores from each stage.
Examination Format
The written exam will consist of 100 questions. Each question is worth 1 mark, therefore the exam is out of 100 marks. The exam will be of a duration of two hours.
The exam will be broken down into three subjects:
1. English Language: 25 questions worth 25 marks
2. General Awareness (banking focused): 25 questions worth 25 marks
3. Professional Knowledge: 50 questions worth 50 marks
There will be a penalty for wrong answers, which will deduct a fourth of a mark for an incorrect answer.
You will also need to meet the sectional cut-offs of each section. This means that you will need to pass each section at or above the minimum mark that has been indicated.
Finally, the overall merit will be determined in an 80:20 ratio. The online test will count for 80% of the overall merit and the interview will account for 20%.
Salary, Perks & Conditions
- MMGS II pay scale: ₹64,820 to ₹93,960
- MMGS III pay scale: ₹85,920 to ₹1,05,280
- In addition: DA, HRA, CCA, conveyance, telephone, entertainment, furniture, bank quarters or lease support.
A probation period of 2 years will apply
Important Dates
The official notification -12 September 2025.
The process of online registration and fee payment – 12 September 2025.
The last date to submit applications – 3 October 2025.
The dates for the online exam and interview will be shared later by the bank.
Ways to Get Ready
Read thoroughly the entire notification before filling application
Make sure you satisfy eligibility criteria (age, experience, degree)
Prepare your domain knowledge specifically for professional section
Review your English proficiency & banking knowledge
Practice time management and test-taking methods (mock tests)
Prepare all necessary documents (educational, experience letters, ids, certificates etc) in advance
Use stable connection and account (email/phone) during application
Can I apply offline the exam ?- No
Can I apply for multiple roles?-Yes
Is there negative marking?- Yes, for wrong answer negative mark there.
Conclusion
The IOB Specialist Officer Recruitment 2025 is a golden opportunity for skilled professionals who want to build a career in one of India’s leading public sector banks. With 127 vacancies across diverse domains such as IT, audit, risk management, engineering, credit, and information security, this drive is designed to bring in experts who can strengthen the bank’s specialist departments. Indian Overseas Bank, with its long-standing reputation and wide network across the country, offers a stable platform and growth-driven environment for those who are selected.
The eligibility requirements and conditions are very specific to be sure that only the right candidates with the proper knowledge and work experience are in consideration. The election process is fair and transparent allowing an online examination first and then an interview round. The exam pattern addresses as much weight to English content, general knowledge of banking, and degree appropriate knowledge to allow the candidates to show their technical ability and mental ability.
Why to apply?
Additionally, the salary package, allowances, and benefits are generous, as it meets government guidelines on salary, making this a very attractive employment opportunity. You will see a high level of promotion opportunity with all of the possible transfers, and exposure to multiple areas of the bank. While a three-year bond will be required, the benefit of professional growth and experience during your time will outweigh that obligation.
Candidates should be aware applying online only, as no regular application is accepted. Further, organizing or having all documentation, certificates, applications, and so forth ready for the process will make things easier. Since negative marking is applicable to the examination, candidates should focus on accuracy as well as speed in preparation.
If you have the educational requirements, and experience, do not miss this opportunity to apply before 3 October, 2025 and take your first step to a career with Indian Overseas Bank.
